Your mortgage - the next steps

Here are the next steps to move forward to completing the purchase of your new property once your mortgage has officially been offered:

1. The mortgage lender will send a copy of the mortgage offer to both you and the solicitor.
2. You should by now have received the legal paperwork from the nominated solicitor, if you haven’t already, please ensure all questionnaires have been completed in full, signed and returned.
3. The nominated solicitor will now be in contact with the seller’s solicitor’s to get the answers to any title or purchase related queries and satisfy any conditions to your mortgage offer so that they can exchange contracts and set a date to complete on the purchase.
4. If you already have a completion date in mind or a completion deadline date you can waive your offer reflection period by calling your solicitor which will ensure they work to drawdown on the mortgage quicker.
5. If you need to post any further documents to the solicitor please send by either recorded or special delivery and provide us with the tracking numbers.
6. If you have any email correspondence from the solicitor then please copy us in on any replies.
7. If you have any questions at all to do with the either the mortgage offer or legal documents you can speak with either us or the solicitor and we will be happy to help.
8. You must ensure that you have adequate buildings insurance set up and live on the day you exchange contracts because when contracts are exchanged, the property becomes your legal responsibility. We can arrange 5* Defacto rated cover for you quickly and easily and send the required proofs to the nominated solicitor for you.

We stay in regular contact with the nominated solicitor and will contact you whenever we have news to ensure your purchase completes as soon as possible.