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Contractor Mortgage

A Contractor in the eyes of a mortgage lender is a broad term covering a variety of people. If you are looking for a mortgage and are self-employed, work for an umbrella company, have a fixed or short-term contract, work on site, or are an agency worker, you could be classed as a contractor by a lender.

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"Very satisfied - excellent service. Friendly and efficient reps. Would recommend to anyone."

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Sara M - Jan 24^th, 2020

You'll have access to over 4,500 products from more than 100 of the biggest lenders in the UK

Obtaining a Contractor Mortgage can be difficult. Being self-employed brings up a variety of issues with mortgage lenders as they all have such a variety of different criteria. The most common issues contractors face when getting a mortgage are:

Accounts not reflecting true income
Working under an umbrella company or are a limited company
On a day rate contract
Only having one years accounts
If you are a new contractor, and do not have any income proof
If you have complex income

In the past these use to be factors that prevented contractors from getting a mortgage, but not anymore. Our specialist Contractor Mortgage advisers have great relationships with lenders who will offer contractor based products, and will consider your individual circumstances on a case by case basis, ensuring that even if you have one or more of the issues above, they can approach lenders on your behalf and ensure you are placed with the correct one.

Our advisers utilise their access to the whole of the mortgage market to ensure all applicants receive the best rate possible with latest applicants being offered market leading interest rates alongside a wide range of exclusive deals that aren't available on the high street.

Our contractor mortgage specialists have access to a wide range of lenders, so they can make the process as smooth as possible with their knowledge and assistance throughout the process.

Simply fill out the 30 second form, and we will be in touch.

You will have the expertise and knowledge of our specialists to guide you through your successful remortgage application and to get started today, just complete our 30 second form!

We're here to help you!

We'll do everything we can to make your remortgage process as smooth as possible.

Search the whole market to find the best mortgage for your needs
Select the most appropriate deal and process your application
Liaise with solicitors and property surveyors on your behalf

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Finding the right mortgage is always challenging and it can be even more difficult if potential lenders are put off by your credit history. We've helped people in a variety of different situations arrange mortgages with minimal fuss.

Thanks to the expertise of our team, you can rest assured that the mortgage you need is only a few steps away.