How much can you borrow as a mortgage?

Traditionally mortgage lenders would calculate how much they would lend you based on an income multiple such as 5x your income. Nowadays the amount a lender will lend you is calculated through lenders own affordability models with each lender calculating assessable income differently can mean the amount you can borrow varies greatly from lender to lender. Our mortgage experts can assess your circumstances and let you know which lenders will lend you the required amount.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage.