Do you need to borrow more than 4x your income for a mortgage?

Most mortgage lenders use complex affordability calculators when assessing how much they will lend to you, however, behind each of these calculations is a general ‘4x income maximum’ rule of thumb. Mortgage Magpie can introduce you to a Professional Adviser that has access to lenders who will lend more than the standard 4x income mortgage and help you get the best mortgage available.