Can you borrow money on a mortgage-free/unencumbered property?

We are often approached by people that own their property and are mortgage-free, also known as being unencumbered, who want to raise money for any variety of reasons such as Home Improvements, Debt Consolidation or to pay a Tax Bill. We have years of experience helping people release equity from their mortgage-free/unencumbered properties. If you need to raise capital for any reason, contact us today and see how we can help you raise money on your mortgage-free/unencumbered property.



A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender.