One of the fundamental factors in determining whether a mortgage lender will lend to you is your credit worthiness which is assessed based on your credit history. If you have experienced previous credit problems you may find it harder to be approved for a mortgage but don’t despair! Our advisers have years of experiencing helping people with adverse credit find a suitable mortgage. Contact us today and see how we can help you.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage.